The insurance company is going to use a flawed formula (17C formula or one like it) to unfairly assess the loss in value to your vehicle ... if they offer you a diminished value settlement at all. We will review the offer made by the insurance company at no charge to you and tell you if we believe it to be a fair offer. If so, you're good ... ask them to send you a check. If not, you can choose to pay our appraisal fee and we will generate a Report of Diminished Value for you with 1-2 business days.